Capital Premium Finance – Insurance Financing

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Capital Premium Finance Provides
Insurance Premium Finance Solutions

Property & Casualty Insurance

Personal & Commercial Insureds

No Minimum to $200,000+ Financing

Flexible Terms

Competitive Rates

Capital Premium Finance Provide Insurance

24/7 Online Account & Reporting Access

Friendly Phone Support & Customer Service

Convenient Online & Mail Payments

Our Founders Have Financed $2+ Billion Insurance Premium Loans

Join 600+ Satisfied Insurance Agents

Capital Premium Finance is an independently owned insurance premium finance company headquartered in Tallahassee, Florida. Our legacy of providing great service to agents dates back to 1961.


Our staff averages 30+ years in the industry.

Multiple Payment Options

Your insureds can pay by email, credit card, e-checks, online and USPS mail

No Minimum

Unlike many competitors, we finance personal & commercial insurance with no minimum dollar amount.

Add Policies

Additional policies can be added to an account with the original down payment

Affordable Payments

All homeowners markets are financed with 15% down and up to 10 payments

Cancellation Prevention

Extra steps are taken to prevent policy cancellation including emails, online reports, USPS mail and texting notifications.

Personalized Service

Our company is flexible and can often make loans that mega banks won’t fund.

24/7 Online Access

Reports, customer status and the ability to generate online quotes is available anytime & anywhere.

What our clients say about us

  • lt-testimony-quoteCapital Premium Finance is the best finance company I have ever worked with in 15 years!!
    Cara, Insurance AgentMarianna, FL
  • lt-testimony-quoteLee, I just want to take a minute to say thank you so much for always taking the time to help me and answer all of my questions. You Julie, Andrea and Virginia at Capital Premium Finance are always so sweet. I know I ask a lot of questions but I like to be clear on what I am doing and you guys are always so helpful with everything. Have a great week.
    Jennifer, Insurance AgentPensacola, FL
  • lt-testimony-quoteTom, thank you for the many years of helping all of us! You've been a dedicated person and I've always been able to rely on you for great service and new markets. We love working with Capital Premium Finance and you!
    Missy, Insurance AgentLand O’ Lakes, FL
  • lt-testimony-quoteI cannot tell you how happy I’ve been working with your finance company. This is the most difficult thing we’ve had to fix, but I’ve had other little small issues on other accounts that you were able to help resolve. I’m extremely happy with your company, and will continue to use you as my exclusive finance company
    Jay, Insurance AgentCape Coral, FL
  • lt-testimony-quoteWe have used your company for numerous policies & Capital is my #1 premium finance company I love to deal with!! Everyone is extremely professional & I have never had any type of problem. Please let everyone know at Capital Premium Finance that we are extremely grateful for your excellent service! We wish EVERYONE a HAPPY HOLIDAY!!
    Heidi, Insurance AgentDeltona, FL
  • lt-testimony-quoteLee, my insured, Mr Crawford gave you a huge compliment. He said you were absolutely the nicest person he has worked with on financing since he has been in business. Great Job!
    Gregg, Insurance AgentTallahassee, FL
  • lt-testimony-quoteAfter using Capital for several years now I can honestly say you are head and shoulders above the competition!
    Karen, Insurance AgentBradenton, FL
  • lt-testimony-quoteDear Julie & Lee, I would like to take the time to let you know how much I appreciate the time you took to help me resolve the issue that I spoke to you both about. Your customer service is that of a company who not only goes out of your way to help but makes the customer feel that you truly care about them. Once again, thank you both very much!
    Cynthia, Insurance AgentAvon Park, FL

Financing Premiums for 500+ Insurance Companies

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Scottsdale Insurance Company
Our phones and internet are down and aren’t expected to be restored until 5PM EST today Monday, January 23, 2017. Sorry for the inconvenience!